Karen Schindler's St. Louis Real Estate Update

This Month in Real Estate

Check out this month in real estate for December 2009!  This Month in Real Estate provides expert opinion and analysis on real estate trends across the nation.  Learn about the new tax credits!

Just click on the link below:

http://www.youtube.com/watch?v=4cz_wxcoPOI

Christine Menker-Wilson Mortgage Banker USA Mortgage Phone: (636) 305-9248 Fax: (314) 453-2233 cmenker-wilson@usa-mortgage.com www.MenkerMortgageGroup.com

Quick Tips for Getting Started on Your Home Purchase Buying a home can be a complex process, but it doesn't have to be. With a little preparation, you can save a lot of time and hassle by having all of your documents ready when your mortgage professional needs them. To start with, the lender will need personal information to verify employment for you and your co-borrower (if there is one). They will also need information regarding all of your debts and assets. In order to expedite the paperwork process, start gathering the following items: Most recent paystubs for one month. W2s from the last two years. Signed copies of your last two years' tax returns, including all schedules that were filed. If you are self-employed, a year-to-date profit and loss statement. Homeowner's insurance company name and number. Most recent bank statements for two months. Most recent statements from any retirement and investment accounts for two months. What costs are involved? Within 3 days of your application, your Loan Officer must provide you with a good faith estimate of closing costs. Along with any down payment, you will have to pay closing costs as well. This is a brief rundown of some of the fees that could be associated with your new mortgage: Application/Processing Fee – Charged by the loan officer to process your loan application. Appraisal Fee – Charged by the appraiser to determine the current value of the property. Closing Fee – Charged by the closing agency (escrow, attorney, title) to ensure the close of your transaction. Credit Report Fee – Charged by the credit reporting agency to provide your credit report to your loan officer and/or lender. Title Search/Title Insurance Fees – Charged by the title company to ensure the property is free from liens or title defects. Origination Fee – Paid to the originator to obtain a lower interest rate. This is usually expressed in the form of points. One point equals 1% of the loan amount. Discount Points – Paid to the lender to secure a lower interest rate. Miscellaneous Fees – VA and FHA loans may have other fees associated with them. Private Mortgage Insurance (PMI), document preparation, notary, recording and tax service are other fees which may fall under this category. Let us help you evaluate your personal situation and assist you in finding the loan program that works best to meet your individual goals and needs.

This Month in Real Estate

Check out this month in real estate for November 2009.  This Month in Real Estate provides expert opinion and analysis on real estate trends across the nation.

Just click on the link below:

http://www.youtube.com/watch?v=lP25EIHy8jg

 

Christine Menker-Wilson Mortgage Banker USA Mortgage Phone: (636) 305-9248 Fax: (314) 453-2233 cmenker-wilson@usa-mortgage.com www.MenkerMortgageGroup.com

Stop Paying Your Landlord's Mortgage! It's staggering when you think about the cost of living, especially if you're a renter and not a home owner. If you are currently paying $1,000 a month for rented housing, then over the next three years, your property management company will effectively have reaped $36,000 of your hard earned cash! You're paying their mortgage when you could be building equity in your own property. What if I don't have the money to buy a home right now? There are many loan programs available that offer low and no down payment options. Some programs permit gift money as a down payment, and often sellers are willing to make a contribution to your purchase if they want to sell the home quickly. There are many benefits of home ownership to consider, most of all, tax deductions. Let's take a look at how advantageous this can be as a homeowner: How much is tax deductible? Tax deductions vary, but the IRS has laid out solid rules. They also have several tax publications full of helpful information worth taking the time to read. Publication 530, Tax Information for First-Time Homeowners, is very thorough, as is Publication 936, Home Mortgage Interest Deduction. For quick reference, you can refer to Tax Topics 505, Interest Expense, and 504, Home Mortgage Points. These publications often refer to local and state guidelines, so you may want to consult a CPA to answer all the questions that arise from reading these materials. Here are a few tips you should know up front: Real Estate taxes are deductible on a primary residence. Real Estate taxes are paid at settlement or closing, or through an escrow account. Mortgage interest is deductible on a loan to purchase, build or improve your home. Your lender will provide you with a Mortgage Interest Statement (Form 1098) to list the total interest paid during the year. This should include any deductible points paid for that year. Pre-paid interest is deductible in the year it is paid. At the close of a real estate transaction, borrowers usually pay for the interest on their loan that falls between the closing period and the first of the next month. Mortgage payments are made "in arrears" so when a loan is closed mid-month, there is interest due to the new lender which must be paid in advance. If you are building a home, the interest on the construction loan is deductible. The construction period cannot exceed 24 months prior to the date that you move in if you claim this as your primary residence. Call me to discuss your specific needs and we'll find the program that's right for you. We have a variety of low down payment and no down payment programs available.

We took Rani to see Santa this year in Belleville, where I grew up. The Optomists Club has the cutest little Santa House on the Square. It is a nice tradition.

Tax Credit For Homebuyers!

First-Time Homebuyers (FTHBs): First-time homebuyers (that is, people who have not owned a home within the last three years) may be eligible for the tax credit. The credit for FTHBs is 10% of the purchase price of the home, with a maximum available credit of $8,000.

Single taxpayers and married couples filing a joint return may qualify for the full tax credit amount.

Current Owners: The tax credit program now gives those who already own a residence some additional reasons to move to a new home. This incentive comes in the form of a tax credit of up to $6,500 for qualified purchasers who have owned and occupied a primary residence for a period of five consecutive years during the last eight years.

Single taxpayers and married couples filing a joint return may qualify for the full tax credit amount.

What are the New Deadlines?

In order to qualify for the credit, all contracts need to be in effect no later than April 30, 2010 and close no later than June 30, 2010.

Tax Credit Versus Tax Deduction

It’s important to remember that the tax credit is just that… a tax credit. The benefit of a tax credit is that it’s a dollar-for-dollar tax reduction, rather than a reduction in a tax liability that would only save you $1,000 to $1,500 when all was said and done. So, if a first-time homebuyer were to owe $8,000 in income taxes and would qualify for a tax credit of $8,000, she would owe nothing.

Better still, the tax credit is refundable, which means the homebuyer can receive a check for the credit if he or she has little income tax liability. For example, if a first-time homebuyer is eligible for a tax credit of $8,000 but is liable for $4,000 in income tax, she can still receive a check for the remaining $4,000!

Higher Income Caps

The amount of income someone can earn and qualify for the full amount of the credit has been increased.

Single tax filers who earn up to $125,000 are eligible for the total credit amount. Those who earn more than this cap can receive a partial credit. However, single filers who earn $145,000 and above are ineligible

Joint filers who earn up to  $225,000 are eligible for the total credit amount. Those who earn more than this cap can receive a partial credit. However, joint filers who earn $245,000 and above are ineligible.

Maximum Purchase Price

Qualifying buyers may purchase a property with a maximum sale price of $800,000.

------------------------

Remember, the new tax credit program includes a number of details and qualifications. For more information or answers to specific questions, please call or email me today.

In addition, you may be able to benefit from additional housing related provisions, including the following:

------------------------

Tax Incentives to Spur Energy Savings and Green Jobs

This provision is designed to help promote energy-efficient investments in homes by extending and expanding tax credits through 2010 for purchases such as new furnaces, energy-efficient windows and doors, or insulation.

Landmark Energy Savings

This provision provides $5 Billion for energy efficient improvements for more than one million modest-income homes through weatherization. According to some estimates, this can help modest-income families save an average of $350 a year on heating and air conditioning bills.

Repairing Public Housing and Making Key Energy Efficiency Retrofits To HUD-Assisted Housing

This provision provides a total of $6.3 Billion for increasing energy efficiency in federally supported housing programs. Specifically, it establishes a new program to upgrade HUD-sponsored low-income housing (for elderly, disabled, and Section 8) to increase energy efficiency, including new insulation, windows, and frames.

Expanding Housing Assistance

This provision increases support for several critical housing programs. It includes $2 Billion for the Neighborhood Stabilization Program to help communities purchase and rehabilitate foreclosed, vacant properties.

St Louis Gym Center Rocks!

Rani is still enjoying her gymnastic classes at St Louis Gym Center in Webster Groves.  They are great at teaching the kids, making things fun and burning off that extra energy.

 

 

"Highest Overall Satisfaction For Home Buyers Among National Full Service Real Estate Firms"

Keller Williams Realty received the highest numerical score among full service real estate firms for home buyers in the proprietary J.D. Power and Associates 2009 Home Buyer/Seller Study^SM. Study based on

3,138 total evaluations measuring 7 firms and measures opinions of individuals who bought a home

between March 2008 and April 2009.

Just Bought!

1205 Senate Dr. St. Louis, MO 63138

Congratulations to the Cooper Family for buying your new house!  It is a great house and we wish you many years of happiness!  Welcome to your new neighborhood! We are so happy we were able to help you find your new home!

First Time Home Buyer Seminar!

Don't miss out!  Call 314-966-2626 or email karenschindler@kw.com to reserve a spot!

 
We are looking for First Time Buyers who are interesting in capitalizing on the best time in our nation’s history to invest in their future and purchase their first home.  The government is offering an $8,000 credit for all first time buyers who have not owned a primary residence in the past 3 years. The best part is that this credit does not have to be repaid, so it truly is FREE MONEY from the government to help stimulate our economy. The federal government has updated, revised and expanded this program.  Be sure to COME TO THE SEMINAR, WED DEC 2nd to learn the up to the minute details of this new program!  Who do you know that should be taking advantage of this increased buying power?  Please notify everyone you know who may want to attend a FREE Home Buyers Seminar we are hosting Wednesday, December 2nd from 6:30 to 8:00 pm.  The first 20 people to RSVP will receive a FREE copy of Gary Keller’s hardback book Your First Home, The Proven Path to Home Ownership.   

Happy Thanksgiving!

 

 

In this season of gratitude, our thoughts turn gratefully to those who have made our success possible.   We would like to express our thanks and appreciation to all our friends and family.     At this time of year, we often get calls about real estate tax bills that people receive.  If you purchased a home this year, the title company collected the seller's portion of the real estate taxes at closing.   If you sold your home this year, the title company collected the portion of taxes you owed on that property at closing.  The majority of people have their lenders escrow their taxes for them.   Every month, the lender collects one months worth of taxes so when the bill comes at the end of the year, the lender pays those taxes for you.  If you receive a copy of a tax bill from the city or county, you can call your lender to make sure they have received it and will be paying it from your escrow account. If you have further questions about your tax bill, please don't hesitate to call us so we can help.     We are still looking for Home Buyers who are interesting in capitalizing on the best time in our nation’s history to invest in their future and purchase a home.  The great news is that you no longer have to be a first time buyer to get a tax credit!  The government is offering an $8,000 credit for all first time buyers who have not owned a primary residence in the past 3 years AND now, with the newly expanded program, a $6,500 tax credit for people who have owned their homes 5 years or longer who want to purchase a new home.  The best part is that this credit does not have to be repaid, so it truly is FREE MONEY from the government to help stimulate our economy. The federal government has just updated, revised and expanded this program. Be sure to COME TO THE SEMINAR, Wednesday, December 2nd to learn the up to the minute  details of this new program!  Who do you know that should be taking advantage of this increased buying power?  Please forward this email to everyone you know who may want to attend a FREE Home Buyers Seminar we are hosting Wednesday, December 2nd from 6:30 to 8:00 pm.   The first 20 people to RSVP will receive a FREE copy of Gary Keller’s hardback book Your First Home, The Proven Path to Home Ownership.   RSVP by replying to this email or calling 314-966-2626. We would love you to help us find buyers for these lovely homes!     3959 Blaine Ave. St. Louis, MO 63110.Wonderful 4 bedroom 2 1/2 bath in a fantastic neighborhood for $279,900!  Open floor plan ideal for how you live. Eat in kitchen & living room are open. From the living room you can step out to the maintenance free 18 x 19 deck overlooking the level yard.       9240 Harold Dr. St. Louis, MO 63134.  There is a large living room open to the dining room for a new low price of $69,900!  There are 3 nice bedrooms an updated bathroom as well as an updated kitchen.  This steal of a deal won't last!       1344 Waldron Ave. University City, MO 63130.  If you love U City and older homes, you will love the charm and character this home has to offer for only $129,500. This large 3 bed 2 bath 2 story is in a great neighborhood of well maintained homes.  With a few finishing touches you will have tons of equity and a house worth far more than you paid for it! Put this Steal of a Deal on your must see list today!       453 Foreston Place Webster Groves, MO 63119.  This charming Webster house is ready to be your new home for $199,900! From the foyer you will see the beautiful floors, plaster arches, cove ceilings, niches & glass block windows that add the charm & character you expect in Webster. The living room is huge & features a wood burning fireplace.  A must see!!       3700 Druso Ln. St. Louis, MO 63125.  Make this 4 bedroom, 3 bathroom house with 2,268 square feet on a 3/4 acre level lot to be your new home for $238,900!  Enjoy the view of the large professionally landscaped yard!       4054 Blaine Ave. St. Louis, MO 63110.  This 3 year young home features an all brick exterior, wood floors throughout the 1st floor and 10 foot ceilings.  Get the historical feel with a newer home!   It also has 3 bedrooms, 2.5 bathrooms and a two car garage detached for a price of $279,900. A Must See!   Best wishes for a Wonderful and Happy Thanksgiving!     Make it a great day!     Karen & Sarah

Dancing Queen!

Rani recently started tap and ballet class at Charmette Academy of Dance in Affton.  She LOVES it.  Shake Your Silly Out and Animal Action are the hit songs!  We would highly recommend Charmette for those who have a little one who needs to Shake Their Silly Out.

Food for thought

 

"The older I get, the less I listen to what people say and the more I watch what they do because what people do or don't do is a true indication of their belief system." Andrew Carnegie

FIVE STAR Real Estate Agent for 2010!

Congratulations to Karen for being named a FIVE STAR Real Estate Agent for 2010! 

More than 22,700 recent home buyers, readers of St. Louis Magazine, mortgage lenders and title companies were asked to submit an evaluation survey to identify exceptional real estate agents in the St. Louis area. Fewer than 7 percent of all licensed real estate agents in the St. Louis area were selected.  Congratulations on being selected by your clients as a 2010 FIVE STAR Real Estate Agent!

 

 

Be BOLD!

There is no chance, no destiny, no fate that can circumvent, hinder or control the firm resolve of a determined soul!

Just Sold!

1019 Fairmount Ave. St. Louis, MO 63139

 

 

Congratulations to Gelene for selling your house in just 7 days!  We wish you the best with your new home in Colorado!  It was a pleasure to work with you! 

 

We would also like to congratulate the Scofield's for buying their new home!  It is a great home and we know you will enjoy your new neighborhood!

Happy Halloween

 
  

Sorry this is late, and I had to share this year's Happy Halloween wishes.  Rani was a pink unicorn this year.  Rani announced this year she wanted to be a unicorn and I was horrified because I never recall seeing a unicorn costume before and did not know how I was going to pull off the horn on the head thing.  Imagine my relief to find a unicorn costume at K Mart.  I was Thrilled!!!  I have never displayed any gift of creating Halloween costumes as my friends will attest.  One year I went at agent Scully after being told by about 100 people that my photo looked like her.  I had never even seen the X Files so I had no clue.   

Agent Scully

School Options for St Louis City Families

  

Hello everyone.  It is that time of year again when all the schools are holding open houses, school fairs and tours to attract new students for next year.  We live in the city with a 4 year old daughter so we are in the thick of searching for the best options.  We have truly been comforted and surprised by the number of great options we have. 

Last week we toured the St Louis City Magnet Schools and found 4 we would be delighted to have our daughter attend.  Of all the schools we looked at we found Kennard Classical Junior Academy, a Blue Ribbon School, to be our first choice by a very narrow margin.  We were impressed with Dewey which focuses on International Studies.  The kids from Pre K to 2nd grade have 30 minutes of a foreign language every day revolving between Russian, Spanish, French, German and Mandarin and are giving the opportunity to chose in 3rd grade which language they want to focus one and become fluent in.  How amazing!  We were also impressed with Mallencrodt which has two teachers that have been awarded teacher of the year awards.  It was reassuring to have such great choices.  If the St Louis Magnet schools are an option for you, you must act now!  The deadline for applying for many of the magnet schools is this week, November 13th. 

We were also pleasantly surprised to read that 1 in 3 of the children who applies to attend a magnet school is accepted.  My perception has always sounded so hard and you have to be in a lottery and the chance of getting in is so low....when in fact, you have a 1 in 3 chance of getting in if you apply.  I wonder if the fear of perception of it being so hard keeps many families from even trying?  There are three families in our small neighborhood that send their kids to a magnet school and one child from our daycare also began attending a magnet school this year.  All four of these families are thrilled with the education their children are receiving.  We applied last year for the 3 year old program and did not get in.  This is the hardest program to get in because it has the fewest number of slots.  We are hoping to have success with getting in the 4 year old program and take comfort in know that we would still have another year to get her in to start kindergarten with her class if we are not accepted in the 4 year old program.  Our application is already in and the lottery is in January which results being mailed out in February so we will keep our fingers crossed. 

We also have some excellent charter schools in our area that we are very excited about.  The two families that were at our daycare last year and now have children in our first choice charter school are both delighted with that school.  It is another very appealing offer and one that several families from the county drive in to be able to send their children to.  Lastly, there are many nice parochial schools that are available.  The highest percentage of kids in our neighborhood attend St Margaret of Scotland School in Shaw.  It is again a nice school with computers and smart boards in every room and a great student to child ratio.  The families that we know who send their children here all speak very highly of the education and the social responsibility their kids are learning there. 

We love our house and we love our neighborhood.  We cannot imagine finding a better place to raise our daughter.  The schools have been our biggest concern and we have done a lot of reasearch, touring and contemplating.  We have many many options ranging from tuition free like the magnet and charter schools to moderately priced parochial  and independent schools like St Margaret’s and The Soulard School that cost the same or less than what we are already paying for daycare, to off the charts expensive private schools. 

Stay tuned to find out where Miss Rani will be attending next year.  We are excited to have options and ready for this next adventure. 

Sold Fast!

3925 Connecticut St. St. Louis, MO 63116

 

 

Congratulations to the Piepho's for selling their house so quickly!  It was great to work with you and we wish you the best in Cape Girardeau!  We would also find to congratulate and welcome the new owners to the neighborhood!

 

 

This Month in Real Estate

Check out this month in real estate for October 2009.  This Month in Real Estate provides expert opinion and analysis on real estate trends across the nation. 

Just Click on the link below:

http://www.youtube.com/watch?v=-Oq3bdOA2J8

Sold!

4066 McRee Ave. St. Louis, MO 63110

 

 
Congratulations to the Cage's for selling their house!  It was great to work with you and we wish you the best.  We also congratulate and welcome the new owners to the neighborhood!

Just Bought and Sold!!

1909 S. Compton Ave. St. Louis, MO 63104

 Congratulations to the Codd's for selling and to the Bastien's for buying this great house!  It was a pleasure to work with both of you.  We wish the Bastien's many years of happiness in your new home!  Welcome to your new neighborhood!

Come one! Come All!

Taste of Affton Business Fair

Wednesday, October 14, 2009

3:30-6:30 p.m.

Orlando Gardens Banquet Center

8352 Watson Road

 

Invite your Friends and Family Members to attend.  Check out the many products & services offered by Affton area businesses. 

 

---Complimentary Food Tastings

---Business Exhibitors 

     

*Area Businesses   *Area Customers   *Area Restaurants

General Admission--$5.00

 

 

 

JUST SOLD!

2465 Meadow Run Ct. Maryland Heights, MO 63043

 

Congratulations to the Yeater's for recently selling their house quickly!  It was great to work with you and we wish you many more happy memories in your new home! 

Just Bought!!

3617 Winnebago St. St. Louis, MO 63116

 Congratulations to Hillary and Kim for buying their new home!  It was a pleasure to work with you and we wish you many years of happiness!  Welcome to your new neighborhood!

JUST SOLD!

 

10316 Forest Brook Ln. #B St. Louis, MO 63146

 

Congratulations to the O'Briens for selling their condo!  It was great to work with you and we hope you enjoy Florida.  We welcome the new owner to the neighborhood!!

Dear Karen and Sarah, Thanks so much for selling our condo.  We're glad it's all over with.  We'll have a good tax write off as the result of the price reduction!  Sorry you couldn't have made a bigger commission you certainly earned it!  We'll be glad to recommend you to anyone who might be selling their residence in St. Louis.

--The O'Briens

Taste of St. Louis

October 2-4, 2009

www.TasteSTL.com

Come to the Award-Winning Taste of St. Louis at the Soldier's Memorial Downtown* Free Admission! Be a part of the Artist Village for the largest downtown art event in St. Louis! 

*  Over 300,000 expected attendance

*  Over $2,000 in cash and prizes for artists

* Great food from over 30 local restaurants

* Performing Arts Stage featuring cultural performances and local talent

*  Main Stage featuring national acts

 

JUST BOUGHT!

1957 Timberwood Crossing Dr. Florissant, MO 63031

 Congratulations to the Jones' for buying this beautiful home in Florissant!  We are very excited for you and we wish you and your family many, many years of happiness!  Welcome to your new neighborhood!

JUST BOUGHT!

7028 Bancroft Ave. St. Louis, MO 63109

 Congratulations to the Barnett's for purchasing their new home!  We wish you many years of happiness and new memories!  We are very excited for you!  Welcome to the neighborhood!

Thank you so much for turning us from an anxious homeless couple into homeowners.  I know we were challenging because we were determined to stick to a certain price which limited properties that you could show us-and we were really not sure what we wanted.  You were so on target with your suggestions and found us a great property.  Being a former real estate agent Paras is very particular, but you met and exceeded his expectations with your direction, insightful comments and your thoroughal knowledge.  You have our heartfelt appreciation and admiration for your skill. 

                                                                        ----- The Barnett's

This Month In Real Estate

Check out This Month in Real Estate for August 2009. This Month in Real Estate provides expert opinion and analysis on real estate trends across the nation!

Just click on the link below:

http://www.youtube.com/watch?v=6O-UFD5q-HI

JUST BOUGHT!

3349 Sublette Ave. St. Louis, MO 63139

Congratulations to the Carlson's for purchasing their new home!  We wish you many years of happiness!  Welcome to the neighborhood!

This Month in Real Estate

Check out This Month in Real Estate for July 2009. This Month in Real Estate provides expert opinion and analysis on real estate trends across the nation.

http://www.youtube.com/watch?v=j_-yXOLd1Xk&feature=PlayList&p=70FB5BC074D3E360&index=0&playnext=1

Happy Birthday Sarah!

 

Happy Birthday to the Karen Schindler Team's Client Care Coordinator, Sarah Croner! 

May this be her best year ever! 

Both worked for him!

"Energy and Persistence conquer all things."  Benjamin Franklin

HGTV Opportunity!!!

Do you love HGTV?  Who do you know that wants to purchase a new house? 

HGTV’s House Hunters is coming to St. Louis!  HGTV is looking for fun, enthusiastic homebuyers within 90 minutes of Saint Louis, who plan to purchase a new home within the next 1 – 2 months.  I would love to help you, your friends, family and coworkers make their dreams of home ownership come true and give them a chance to be the star of House Hunters St. Louis.  Call or email me today with who you know who is in the market to purchase a new house, please have them call me so we can give them the start treatment!

Found this online

 

"I TOOK A LONG, DEEP BREATH AND WONDERED AS USUAL, WHERE TO START. YOU START WHERE YOU ARE, IS THE SECRET OF LIFE. YOU DO THE NEXT RIGHT THING YOU CAN SEE. THEN THE NEXT."

Anne Lamott

 

found on www.next-right-thing.org

Homebuyers May Want To Stop Thinking and Take Action!

IT'S THE THOUGHT THAT COUNTS...OR IS IT? As we look back at last week, think about this for starters - the housing industry received some welcome good news, as Existing Home Sales came in better than anticipated, and marking the third straight month that Existing Home Sales have increased. And perhaps even better, the supply of unsold homes on the market dropped from the prior reading of 9.8 months down to 9.4 months - which is the best level seen in over a year. With home loan rates still at low levels and homes priced to sell - this is a great time for potential homebuyers to stop thinking, and go ahead and take some action.

Food for thought

 

Even the best hitters in baseball fail 7 out of every 10 times. 

Cool thought

 

On Michael J. Fox's Always Looking UP special on optimists his thought for moving towards his goal is:

Do the Next Right Thing.

What if???

 

What would our country be like and our society if we measured our Gross Domestic Happiness the way that the Kingdom of Bhutan does?

This Month in Real Estate

Check out this Month in Real Estate for June 2009!  Please click on the link below to get the latest on real estate trends and analysis.

http://www.youtube.com/watch?v=_lnrH0WhCNo

SOLD!

1115 Wycomb Dr. Florissant, MO

 

We are so glad we were able to help these sellers sell their house in Florissant! It was great to work with them!

Congratulations to the new owners!  We hope you enjoy your new home!

Happy Birthday America!

Happy 4th of July everyone! 

Make it a great day to relax and enjoy time with those you love!  We are looking forward to a fun evening watching the Webster Groves Fireworks with the Hoffner Schroeder crew! 

Rock Star!

We were just at the Thurman Grill enjoying the sounds of the Sean Holland Band

and they invited Rani to join them up on stage playing the tambourine. 

She LOVED it!  Check out our future rock star!

 

Our Little Ballerina

I just took Rani to get new pictures taken and can't believe how nice they turned out!  We went to see Pam Bredenkamp with Signature Studio and she did a great job! 

You can check out Pam's other work at www.SignatureStudio.com.  Here is my favorite! 

Just Bought!!

12175 Foxpoint in Maryland Heights, MO

 

We were so happy to be able to help the Yeater's find their new home!  Congratulations!  Before you know it you will be making many more new family memories in this great house!

Welcome to the neighborhood!

Just Listed!

10316 Forest Brook Ln. Unit B, Creve Coeur, MO 63146

$84,900

 

   MAKE THIS UPDATED CONDO YOUR NEW HOME! MAIN FLOOR UNIT OFFERS THE CONVENIENCE OF VERY FEW STEPS WITH THE SAFETY OF RAISED PRIVATE BALCONIES TO RELAX & ENJOY THE BEAUTIFUL LANDSCAPING. THIS IS A GREAT 2 BEDROOM 2 BATHROOM CONDO CENTRALLY LOCATED NEAR MONSANTO, THE COMMUNITY CENTER, RESTAURANTS & THEATRE THAT WELCOMES YOU FROM THE MOMENT YOU STEP ON TO THE WARM BRAZILIAN CHERRY FLOORS WITH CUSTOM INLAID DETAILING. THE LIVING ROOM IS SPACIOUS. THE DINING ROOM IS OPEN & SPACIOUS ENOUGH FOR ENTERTAINING AND/OR A HOME OFFICE. BOTH BATHROOMS & THE KITCHEN HAVE THE CERAMIC TILE FLOORS YOU DESIRE. THE EAT IN KITCHEN IS LIGHT & AIRY. MASTER SUITE HAS A LARGE PRIVATE BATH & 3 CLOSETS WITH CUSTOM ORGANIZERS TO MAXIMIZE YOUR SPACE. 2ND BEDROOM ALSO FEATURES CUSTOM CLOSETS. PRIVATE IN UNIT LAUNDRY FOR YOU TOO! THERE IS A BRAND NEW POOL & CABANNAS FOR YOU TO ENJOY! TOP THAT OFF WITH A 2 CAR GARAGE & ALL APPLIANCES STAY SAVING YOU THOUSANDS! THIS IS THE ONE YOU HAVE BEEN SEARCHING FOR!

Call Karen at 314-966-2626 for details or visit www.KarenSchindlerTeam.com for additional pictures!

SOLD FAST!!

4059 Lafayette Ave. in Botanical Heights

We were able to help these sellers sell their house after only 1 day on the market at asking price!!!  We are very happy for the sellers as well as the new buyers.

Welcome to the neighborhood!!!

Just Listed!

1909 S. Compton Ave. St. Louis, MO 63104

$309,000

 

 

YOU WILL LOVE THIS HOUSE ON A TRIPLE LOT! FROM THE MOMENT YOU WALK IN YOU WILL NOTICE THE QUALITY & ATTENTION TO DETAIL. WARM 3in BRAZILIAN CHERRY FLOORS THROUGHOUT THE OPEN FLOORPLAN. STUNNING STAIRCASE & EXPOSED BRICK. FABULOUS CUSTOM KITCHEN WITH 42in THOMASVILLE CABINETS, PULL OUT SHELVES, TRIPLE PANTRY, GRANITE COUNTERS, STAINLESS 5 BURNER COOKTOP, BOSCH DISHWASHER, KITCHENAID DOUBLE CONVECTION OVENS, LG FRIG W/ BOTTOM FREEZER, INSTANT HOT WATER & BREAKFAST BAR. SPACIOUS DINING ROOM WITH STAINED GLASS FIXTURE IS IDEAL FOR ENTERTAINING. HUGE MASTER SUITE WITH ORIGINAL MARBLE FIREPLACE. LUXURY BATHROOMS W/ CUSTOM TILE WORK, HEATED FLOORS, JACUZZI TUB, WALK IN CLOSET & 2ND FLOOR LAUNDRY. HUGE SECOND BEDROOM. ZONED 90% EFFICIENT HEATING & COOLING, UPGRADED PELLA THERMAL WINDOWS, CENTRAL VAC, 20X20 COMPOSITE DECK, TRIPLE 75 FOOT WIDE LOT, 2 CAR GARAGE PLUS OFF STREET PARKING FOR 3 CARS. MAKE THIS STUNNING HOUSE YOUR NEW HOME TODAY! GET HERE QUICK, THIS WON'T LAST!

Call Karen at 314-966-2626 for details or visit www.KarenSchindlerTeam.com for additional pictures!